Special Interest Rate for Home Loans ( w.e.f May 15, 2014)
Home Loan Interest Rates - Applicable for Home loan qualifying as priority sector lending*
ICICI Bank floating rate
| Category | Effective Rate of Interest |
|---|---|
| HL <= Rs. 1.5 million / Rs. 2.5 million | 10.15% |
Notes:
- The offer is valid for sanctions till June 30, 2014
Home Loan Interest Rates
ICICI Bank floating rate
| Category | Effective Rate of Interest | Rate |
|---|---|---|
| HL <= Rs. 7.5 million for Salaried | 10.15% | I-Base + 0.15% |
| HL <= Rs. 7.5 million for Self Employed | 10.25% | I-Base + 0.25% |
| HL > Rs. 7.5 million | 10.50% to 11.25% | I-Base + 0.50% to 1.25% |
Notes:
- The offer is valid for sanctions till June 30, 2014
Home Loan Interest Rates for Women Borrowers**
ICICI Bank floating rate
| Category | Effective Rate of Interest | Rate |
|---|---|---|
| HL<= Rs 7.5 Mn | 10.10% | I-Base + 0.10% |
Notes:
- The offer is valid for sanctions till June 30, 2014
ICICI Bank Fixed Rate
One year & Two year (s) fixed rate
| Ticket size slab | Fixed rate for first 12/24 months | Floating rate pricing from second & third year onwards (from 13th/25th month) |
|---|---|---|
| HL <= Rs 7.5 Mn for Salaried Borrower | 10.15% | I-Base + 0.15% |
| HL <= Rs 7.5 Mn for Self Employed Borrower | 10.25% | I-Base + 0.25% |
| HL > Rs 7.5 Mn & <= Rs 50.0 Mn | 10.50% to 11.00% | I-Base + 0.50% to 1.00% |
Notes:
- The offer is valid for sanctions till June 30, 2014
ICICI Bank Renewable Fixed Rates
2 year Initial Fixed Interest Rate- Rate applicable for initial period
| Ticket size slab | Initial Fixed Interest Rate- Rate applicable for initial period | Renewable Fixed Rates - Fixed at each renewal |
|---|---|---|
| HL <= Rs 7.5 Mn for Salaried Borrower | 10.15% | I-Base + 0.15% |
| HL <= Rs 7.5 Mn for Self Employed Borrower | 10.25% | I-Base + 0.25% |
| HL > Rs 7.5 Mn & <= Rs 50.0 Mn | 10.50% to 11.00% | I-Base +0.50% to 1.00% |
Notes:
- The offer is valid for sanctions till June 30, 2014
All ICICI Bank floating rate home loan is benchmarked to I-Base. Effective August 23, 2013 I-Base will be 10.00%
Administrative fee is 0.5% of the loan amount and applicable service tax will be levied.
Administrative fee is 0.5% of the loan amount and applicable service tax will be levied.
Disclaimer:
*"Terms & Conditions apply. This offer is applicable only to those customers who, including their dependent family members, either do not own any dwelling unit currently or are transferring the loan from other Banks/Financial Institutions for the only dwelling unit that they own."
**Woman borrower should be the main applicant to the loan and she should be either owner or co-owner in the property being financed.
*"Terms & Conditions apply. This offer is applicable only to those customers who, including their dependent family members, either do not own any dwelling unit currently or are transferring the loan from other Banks/Financial Institutions for the only dwelling unit that they own."
**Woman borrower should be the main applicant to the loan and she should be either owner or co-owner in the property being financed.
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